How to Become a Travel Insurance Agent

Research the requirements to become a travel insurance agent. Learn about the job description and duties and read the step-by-step process to start a career in the travel industry.

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Do I Want to Be a Travel Insurance Agent?

Travel agents offer insurance to prospective travelers to protect their trip and ensure that they will not lose their money should the trip need to be canceled. This insurance can also provide assistance with emergency medical care that might not be covered by your medical insurance in some instances, especially if you're traveling outside the country. These agents may spend most of their work hours sitting at a desk.

Job Requirements

The basic education requirement for a travel insurance agent is a high school diploma, but employers may also look for candidates with some formal training in travel industry topics. Optional certifications might be available.

The table below outlines the requirements for becoming a travel insurance agent, based on data from the U.S. Bureau of Labor Statistics (BLS):

Common Requirements
Degree Level High school diploma or GED equivalent
Degree Fields Studies in travel and tourism training can be helpful
Licensure and Certification Some states have set licensure requirements; voluntary professional certification is available
Experience On-the-job training may be available; experience is required for some certification options
Key Skills Communication, and sales organization skills, adventurousness and detail oriented
Computer Skills Ability to operate the computer systems used in the travel industry

Step 1: Study the Travel Industry

Although not required for all positions, taking courses related to the travel industry can be beneficial. Students can find certificate and associate's degree programs in areas like travel industry management and travel and tourism. These programs offer a variety of related courses, such as travel industry management and reservation systems.

Success Tip:

  • Work on communication skills. Good interpersonal skills are vital in this field. Both spoken and written communication skills can help agents effectively deal with clients and other industry professionals. Students may consider English composition and speech communication courses to gain the necessary skills in this area.

Step 2: Obtain a State License

Some states require travel agents to obtain a licensure in order to offer certain services, such as travel insurance. The requirements for this licensure can vary by state. For example, in California, agents only need to be employed in the industry and will not need any previous education.

Step 3: Seek an Entry-Level Position

Entry-level positions typically require some form of on-the-job training under the supervision of an experienced agent. In 2010, the BLS noted that 79% of travel agents worked in the travel reservation services and arrangement industry, while 14% were self-employed. The BLS also notes that agents with training in a specific area of travel, such as destination trips, should have the best job prospects.

Success Tips:

  • Pursue certification. Agents can further demonstrate their skills by pursuing professional certification, such as the Travel and Tourism Professional (TTP) credential offered by the International Air Transport Association (IATA). The TTP certification requires 2-3 years of experience, based on the agent's level of education.
  • Join a professional organization. Becoming a member of an organization, like the US Travel Insurance Association, can provide networking opportunities with other travel industry professionals and other resources, including newsletters.
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