Title Closer Training, Certificate and Degree Program Info
Get information on training for title closers, either through multi-session courses or via paralegal certificate programs. Learn about the topics covered, continuing education options and employment opportunities.
Title closers collect all documents having to do with properties requiring titles. They make sure the title is clear and good for the buyer and that the lender is the first (preferably the only) lien holder on the property. There are no certificate or degree programs specifically for title closers. Rather, individual courses lasting from 2-9 sessions are the primary training. Training is also a part of paralegal programs and occasionally offered as an elective in a real estate program. No license is needed for work as a title closer.
Courses in real estate title closing provide instruction in the roles and responsibilities of every participant in the real estate transaction. Students learn how to conduct title searches. Courses also may cover topics including land surveys, the analysis of new mortgages and common problems at closing. Other courses examine topics such as title insurance, taxes, escrows and the release of liens.
Some paralegal certificate programs offer instruction in matters related to title closing. These courses cover real estate law and the specifics of real estate transactions. Most certificate programs are open to anyone with a high school diploma or the equivalent, but some are post-graduate programs.
Title Closer Training Information
Most multi-session courses for title closers are offered in real estate title closing. Title closers will have a myriad of papers for buyers to sign. The closers need to be knowledgeable about all of them in order to answer questions buyers might have. Closers must also know the procedures of a title search and common problems that might arise during it. In addition, they must know about all of the different charges the title company collects at a closing.
Other topics that might be covered in title closing courses, particularly those with numerous sessions, include the following:
- Roles of participants in a real estate sale
- Analyzing new mortgages
- Notarizing documents
- Managing taxes, escrows and long terms
- Title insurance policies
- Potential closing problems
- Releasing taxes, liens and mortgages
Employment Outlook and Salary Info
Paralegals and real estate brokers are two professions associated with title closing duties. The U.S. Bureau of Labor Statistics found that real estate brokers made an average annual salary of $80,220 in May 2012. Paralegals and legal assistants made $50,220 at that time, with a projected job increase of 18% from 2010-2020, per BLS statistics.
Continuing Education Information
A paralegal certificate can prepare individuals for title closer jobs. Title closers also often find it helpful to become notary publics or earn certification as a notary signing agent (NSA) through the National Notary Association.
Certificates for Title Closers
Certificates that have coursework pertinent to title closers are paralegal certificates. As the training courses produce students eligible to work as title closers, so do 1-2 courses in paralegal certificate programs. Most certificate programs are open to anyone with a high school diploma or its equivalent. However, there are occasional programs that are post-baccalaureate.
Courses that give training about titles and prepare student to become title closers are real-estate-related. These courses may cover:
- Property and real estate law
- Real estate practices
- Transactions in real estate
Continuing Education Information
Those interested in becoming title closers will find that further training is not necessary for the job. However, they may choose to check with their state real estate licensing department and find real estate programs that will aid them in their career. Additionally, if they prefer a degree to a certificate, a paralegal associate degree will also prepare them to do title closings. Most of these programs are found at community colleges. An associate program has basically the same coursework relevant to title closing as a certificate program.
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